That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
364 episodes
Why Your Life Insurance Premium Doesn't Have to Increase as You Age
Wondering why your life insurance premiums keep climbing every year? There's a better way! Rebecca, our insurance specialist, reveals the power of level life insurance - a game-changing option many New Zealanders don't know exists.Imagi...
Insurance vs Self-Insurance: What's Your Plan?
Could you save a million dollars for medical expenses if disaster struck tomorrow? This revealing conversation challenges the popular notion that "self-insurance" through savings is a viable alternative to traditional insurance policies.
The Underinsurance Crisis: Why 70% of Kiwis Are Taking Risks
What would happen to your family if you couldn't work tomorrow? That's the confronting question at the heart of our discussion about New Zealand's underinsurance crisis.The statistics are startling - 70% of Kiwis are underinsured, with ...
Trust Issues: Can Insurance Companies Be Trusted?
Ever wondered if insurance companies really have your back when disaster strikes? Our latest conversation with Rebecca, The Homlon Hub's resident insurance advisor, tackles the elephant in the room – the widespread erosion of trust in insurance...
The Parent Visa Puzzle: Finding Insurance Solutions for Families
Bringing parents to New Zealand just got more complicated. The government's new extended parent visa offers families the chance to reunite for up to five years (extendable to ten), but there's a major roadblock many weren't expecting: mandatory...
The OCR is dropping - here's why that matters to homeowners.
The financial landscape for Kiwi homeowners is shifting dramatically as interest rates continue their downward trend. In our latest discussion, we dive deep into what these changes mean for your mortgage and financial wellbeing.With the...
Preparing for the Great Baby Boomer Inheritance Wave
Money talk makes most people uncomfortable, but ignoring the elephant in the room won't prepare you for what's coming. The largest generational wealth transfer in history is underway as Baby Boomers begin passing their substantial assets – prim...
Prepare Now or Struggle Later: New Zealand's Aging Population Problem
The retirement landscape in New Zealand is changing dramatically, and what we've taken for granted may not be there when today's workers reach their golden years. This eye-opening discussion explores the demographic time bomb facing our nation ...
AI Revolution: Adapt or Fade Away
The technological landscape is shifting beneath our feet at unprecedented speed. Fresh from attending the New Zealand Shareholders Association conference, we dive into the transformative potential of artificial intelligence and what it means fo...
Beyond the Deposit: Three Critical Post-Purchase Priorities
The exhilarating moment when you receive the keys to your first home marks just the beginning of your homeownership journey. After the champagne toast and unpacking those moving boxes, there's a crucial next chapter that many first-time buyers ...
From Sleepless Nights to Financial Freedom: Tackling Consumer Debt
Drowning in debt doesn't have to mean the end of your homeownership dreams. Our latest conversation tackles the often overwhelming challenge of high-interest consumer debt that keeps many New Zealanders up at night.We've seen it all—car...
From Rugby Legends to Dance Floors: Our Team's Award-Winning Conference Experience
Fresh from winning the "Most Engaged Team" award at our national conference, mortgage advisor James Buchanan shares valuable insights that directly impact homeowners and buyers across New Zealand. This engaging conversation reveals how the conn...
The Hidden Costs and Considerations of New Home Construction
Dreaming of building your perfect home? Before you break ground, you need to understand how banks approach new builds differently from established properties. This eye-opening episode reveals the hidden financial complexities that can make or b...
When Your House Is Your Only Asset: Understanding Home Equity Release
Looking to make the most of your retirement years but find yourself house-rich and cash-poor? Our latest deep dive into reverse mortgages might just offer the financial flexibility you've been searching for.Reverse mortgages have earned...
KiwiSaver: Your Secret Weapon for Home Ownership
Ready to take the plunge into home ownership? You might be surprised to learn that right now could be your golden opportunity. Professor Buchanan joins us to unpack why current market conditions are uniquely favourable for first ho...
Women in Finance: Changing Lives Beyond the Numbers
What does football have to do with financial freedom? Everything, according to our latest conversation with Khounch about recent industry conferences that left us inspired and motivated to make real change in our communities.The excitem...
Money in Your Pocket: The Sweet Spot in Wellington's Housing Market
The financial landscape in New Zealand is shifting in fascinating ways following the recent 0.25% drop in the Official Cash Rate. After years of climbing interest rates and market uncertainty, we're witnessing a welcome change that's creating u...
Your landlord might be willing to sell you your home right now.
Ready to transform your rental situation into homeownership? You might be closer than you think. The current economic climate has prompted many landlords to reassess their property portfolios, creating a golden opportunity for tenants to purcha...
From 5% Deposit to Homeowner: Success Stories with Jordan
Ready to challenge everything you thought you knew about getting on the property ladder? Mortgage advisor Jordan returns to That Home Long Half to share eye-opening insights that will transform your homeownership journey.The market has ...
Navigating the Challenges and Rewards of Home Construction in Today's Market
Building your dream home shouldn't keep you up at night, yet for many Kiwis, the prospect has become increasingly daunting. With construction costs soaring and over 1,100 building companies folding in just two years, the anxiety is understandab...
Navigating Mortgage Approval During Relationship Breakdown
Financial separations are challenging enough—add self-employment to the mix, and you're facing a uniquely complex situation. This episode dives deep into a fascinating case study that demonstrates how self-employed individuals can successfully ...
House Hunting? Why Now Might Be Your Golden Opportunity
Curious about the real story behind reverse mortgages and wondering if now's actually a good time to buy property? We're pulling back the curtain on what's really happening in the market based on our recent networking events, seminars, and conv...
OCR Forecast: Cuts Coming?
Wondering what's next for New Zealand's Official Cash Rate and how it impacts your mortgage? In this revealing episode of Home Loan Hub, we unpack surprising forecasts about where interest rates are heading.ANZ has taken a bold position...
Breaking New Ground: Jordan Joins Team Zebunisso
Have you ever been so inspired by someone's help that you decided to completely change your career path to do the same for others? That's exactly what happened with our newest team member, Jordan.From diesel mechanic to mortgage advisor...
Responsive Mortgage Advice: From Pre-Approval to Homeowner in Weeks
Have you ever felt abandoned by a financial advisor when trying to make one of life's biggest purchases? You're not alone. This raw and revealing conversation takes you behind the scenes of a remarkable first home buyer success story that almos...