That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
68 episodes
Navigating Co-Ownership: The Ins and Outs of Buying Property with Others
The property ladder feels impossibly steep for many Kiwis, but what if you didn't have to climb it alone? We explore the increasingly popular strategy of buying property with friends or family – a potential shortcut to homeownership that comes ...
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4:08
No Means "Not This Way": A Mortgage Advisor's Guide to Rejection
Receiving that dreaded home loan rejection can feel like the end of your homeownership dream, but take heart—it's actually just a detour on your journey. This episode dives deep into the realities of loan application declines and offers a roadm...
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3:53
Don't Panic: Your Complete Guide to Mortgage Decisions in 2025
Navigating your mortgage refix in 2025 doesn't have to be overwhelming. This expanded episode dives deeper into strategic approaches that could save you thousands, following up on our popular checklist episode that prompted numerous listener qu...
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6:21
The Essential Mortgage Refix Checklist for 2025: What You Need to Know Before Your Rate Expires
Refixing your mortgage might seem like a mundane financial task, but it's actually one of the most critical moments in your homeownership journey. A well-planned refix strategy can save you thousands of dollars and provide the flexibility you n...
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3:36
NZ Property Market 2025: Stabilization After the Storm
Are Kiwi house prices finally turning a corner in 2025? After weathering an 18% decline from the 2021 peak, the market is showing tentative signs of stabilization with national average prices inching up 0.2% to $903,000. But does this modest gr...
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3:50
Beyond the Headlines: What Budget 2025 Means for Your Financial Future
The 2025 Budget has arrived in Aotearoa, and regardless of your political leanings, its implications for homeowners and prospective buyers deserve your attention. Moving beyond economic jargon, this episode delivers a practical breakdown of wha...
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3:53
Balancing Act: How a Lifestyle Property Sale Changed Everything
What happens when a mortgage advisor faces his own property and financing challenges? In this refreshingly honest conversation, James returns after a brief hiatus to share his journey of selling the lifestyle block he's called home for 20 years...
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11:53
From Financial Chaos to Homeownership: How Debt Consolidation Changed Everything
Financial magic happens when you look beyond the obvious. We've just transformed a young couple's future by saving them over $500 every month through strategic debt consolidation – an outcome that dramatically altered their homeownership possib...
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4:58
From Offer to Acceptance: Understanding Live Deals in Home Buying
Navigating the property market as a first-time buyer can feel like learning a new language. One term you'll need to master quickly? "Live deals." Most major banks have implemented strict rules refusing pre-approval applications for...
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5:46
The 10-Day Wait: Is Working With a Mortgage Advisor Still Worth It?
The mortgage landscape is shifting dramatically with banks now challenging advisors on their traditional strengths of service and turnaround times. We dive into a fascinating case study of siblings buying identical properties – one going direct...
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9:54
The $2,000 House-Hunting Mistake You're About to Make
Ever wondered why mortgage advisers caution against making cash offers? This candid conversation pulls back the curtain on a common property market misconception that can leave first-home buyers thousands of dollars out of pocket before they've...
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7:31
AI Revolutionizing Insurance with Panos Leledakis
Prepare to have your mind blown as we dive into the cutting-edge world of AI with tech visionary Panos Leledakis. From humble beginnings in Greece to winning 11 Global Innovation Awards from MIT, Panos shares his extraordinary journey and revea...
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37:26
The Ripple Effect: When Workplaces Invest in Physical Wellbeing
The secret to workplace wellness isn't complicated, but it is revolutionary. Meet Isaac King, a personal trainer with 20 years of experience who's transforming New Zealand workplaces by focusing on what truly matters—the physical wellbeing of e...
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18:20
From Survival Mode to Creating Generational Wealth
A chance conversation over coffee sparked something magical – the realization that wellness and wealth are not separate paths but beautifully intertwined journeys. Kimmy Tasker, co-founder of Retreat Yourself NZ, shares her remarkable journey f...
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41:45
Your Home Journey Should Never Be Stressful: Kim Tasker's Fresh Perspective
What happens when global experience meets local real estate knowledge? Kimi Tasker of Team Vida Harcourts brings exactly this perspective to the Kapiti Coast property market. Having managed exclusive resorts and sold real estate in Nicaragua be...
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21:57
How We Helped 11 Families Secure $5 Million in Home Loans This Month
Celebrating mortgage success! Our team has just wrapped up a remarkable April, helping 11 families secure their property dreams with over $5 million in approved home loans. Half of these were first-home buyers taking their inaugural steps onto ...
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9:46
The Hidden Dangers of Unconditional Property Offers
The property market is heating up again. Interest rates are dropping, first-time buyers are returning with renewed confidence, and real estate agents are fielding more inquiries. But with this renewed activity comes a concerning trend: buyers b...
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8:47
KiwiSaver Drops: What First Home Buyers Need to Know
The KiwiSaver rollercoaster has been particularly steep lately, leaving many first-time home buyers in a precarious position. We're seeing clients lose thousands from their house deposits virtually overnight – one buyer recently watched $5,000 ...
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5:38
Beyond Settlement: Navigating Your First Year as a Homeowner
What happens after you've settled on your dream home? The journey doesn't end when you get the keys - that's just the beginning of a whole new chapter in your homeowner story.Most new homeowners don't realize that the cashback they rece...
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10:35
Preparing for the Big Move: What Happens Between Going Unconditional and Settlement Day
From the moment your offer goes unconditional to the day you receive your keys, there's a crucial window of opportunity to make decisions that will shape your homeownership journey for years to come. This eye-opening episode pulls back the curt...
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17:09
From Pre-Approval to Property Ownership: Understanding the Unconditional Phase
Navigating the property purchase journey involves critical moments that can make or break your homeownership dreams. The moment your offer goes "unconditional" represents one of the most significant commitments you'll make in the process—yet ma...
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8:30
What Nobody Tells You About Making an Offer on Your Dream Home
Found a house you love but not sure what happens next? The excitement of house hunting can quickly turn to confusion when it's time to make an offer. In this practical episode, we demystify the crucial steps between getting pre-approval and mak...
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11:02
From Pre-Approval to Property Purchase
Stepping into the mortgage pre-approval process can feel like navigating a maze without a map. What exactly happens after you receive that coveted pre-approval letter from your bank? This episode demystifies the journey between pre-approval and...
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8:57
First Home Buyers Guide: Navigating the Pre-Approval Process
Ready to step onto the property ladder? Our latest episode demystifies the first critical step every aspiring homeowner needs to understand: pre-approval. As we've seen a surge in first-home buyer inquiries, we're breaking down the entire home ...
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5:42