That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
151 episodes
From nursing to finance: Elizabeth Moloney Geany on building confident, custom money plans for women and families
Most money rules weren’t written with women’s lives in mind. That gap shows up at retirement, in the middle of a separation, or when confidence takes a hit after caregiving breaks and career pivots. We sit down with Elizabeth Maloney Geany—form...
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29:31
Names, Numbers, Dates: First-Home S&P Basics
Buying your first home can feel like learning a new language under pressure, and the sale and purchase agreement is where that pressure peaks. We open the contract and walk you through the parts that matter most—names, price changes, deposits, ...
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13:12
What would you do with $1,200 extra each month?
Rates are finally drifting down—and the numbers are a game changer. We take a real $700k mortgage, drop the rate from 7% to 4.49%, and show how repayments tumble from about $4,657 to $3,543 a month. That’s roughly $1,200 back in your pocket eve...
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9:09
Inside AIA’s New Specialist & Testing Cover: Real Options When Full Health Insurance Is Too Pricey
A cough, a reality check, and a genuinely helpful shift in health cover design. We dig into AIA’s new specialist and testing support add‑on—a smarter way to secure access to private specialists, diagnostics, and imaging without paying for full ...
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14:40
When Your First Home Isn't Your Forever Home: Lorraine's Story
Stepping up the property ladder presents unique challenges compared to buying your first home – a reality Lorraine Peterson knows firsthand. Having sold her first property before securing her next one, Lorraine candidly shares her experience na...
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13:55
To Break or Not to Break: The $8,000 Question
Are you trapped in a high fixed-rate mortgage while watching interest rates tumble? The financial sting of being locked into rates around 7% until 2028 or 2029 has many Kiwi homeowners questioning if they should break their fixed terms and refi...
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6:12
Your Parents Couldn't Buy a Home, But You Absolutely Can
What happens when you grow up hearing "people like us don't own homes"? That limiting belief gets passed down through generations, creating invisible barriers to financial freedom that can feel impossible to overcome.In this raw, emotio...
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10:07
Should You Let Your Friend Build Your Dream Home?
Wondering whether to build your dream home with a friend or go with a major construction company? You're not alone. The unexpected financial implications of this choice can be staggering – sometimes reaching six figures.The construction...
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8:42
New Zealand's Real Estate Reality: Prices Drop Despite Lower Interest Rates
The housing market continues to present challenges across New Zealand despite conditions that should theoretically stimulate growth. Median house prices have dropped 0.5% year-on-year to $761,000, even as interest rates have fallen below 5% for...
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6:05
First Home Dreams: Overcoming the Fear of Not Being Ready
What's holding you back from homeownership? Fear? Uncertainty? The belief that you're simply not ready? In this heartfelt episode, we unpack a common phenomenon we've encountered countless times - people who are financially prepared to buy thei...
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9:58
Predicting the OCR Cut
Ready for a financial shakeup? The Reserve Bank's upcoming October 8th OCR announcement has the mortgage market buzzing with anticipation. What started as whispers of a modest 0.25% cut has evolved into predictions of a substantial 0.5% reducti...
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6:12
The $95 Million Insurance Surge: What You Need to Know
Money well spent or down the drain? That's the question many Kiwis ask about their insurance premiums. The answer becomes crystal clear when you learn that insurance companies are paying out a staggering $95 million MORE each year than the year...
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9:27
Why Your Life Insurance Premium Doesn't Have to Increase as You Age
Wondering why your life insurance premiums keep climbing every year? There's a better way! Rebecca, our insurance specialist, reveals the power of level life insurance - a game-changing option many New Zealanders don't know exists.Imagi...
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9:46
Insurance vs Self-Insurance: What's Your Plan?
Could you save a million dollars for medical expenses if disaster struck tomorrow? This revealing conversation challenges the popular notion that "self-insurance" through savings is a viable alternative to traditional insurance policies.
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7:51
The Underinsurance Crisis: Why 70% of Kiwis Are Taking Risks
What would happen to your family if you couldn't work tomorrow? That's the confronting question at the heart of our discussion about New Zealand's underinsurance crisis.The statistics are startling - 70% of Kiwis are underinsured, with ...
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11:59
Trust Issues: Can Insurance Companies Be Trusted?
Ever wondered if insurance companies really have your back when disaster strikes? Our latest conversation with Rebecca, The Homlon Hub's resident insurance advisor, tackles the elephant in the room – the widespread erosion of trust in insurance...
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7:57
The Parent Visa Puzzle: Finding Insurance Solutions for Families
Bringing parents to New Zealand just got more complicated. The government's new extended parent visa offers families the chance to reunite for up to five years (extendable to ten), but there's a major roadblock many weren't expecting: mandatory...
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8:53
The OCR is dropping - here's why that matters to homeowners.
The financial landscape for Kiwi homeowners is shifting dramatically as interest rates continue their downward trend. In our latest discussion, we dive deep into what these changes mean for your mortgage and financial wellbeing.With the...
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9:33
Preparing for the Great Baby Boomer Inheritance Wave
Money talk makes most people uncomfortable, but ignoring the elephant in the room won't prepare you for what's coming. The largest generational wealth transfer in history is underway as Baby Boomers begin passing their substantial assets – prim...
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8:09
Prepare Now or Struggle Later: New Zealand's Aging Population Problem
The retirement landscape in New Zealand is changing dramatically, and what we've taken for granted may not be there when today's workers reach their golden years. This eye-opening discussion explores the demographic time bomb facing our nation ...
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10:23
AI Revolution: Adapt or Fade Away
The technological landscape is shifting beneath our feet at unprecedented speed. Fresh from attending the New Zealand Shareholders Association conference, we dive into the transformative potential of artificial intelligence and what it means fo...
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10:57
Beyond the Deposit: Three Critical Post-Purchase Priorities
The exhilarating moment when you receive the keys to your first home marks just the beginning of your homeownership journey. After the champagne toast and unpacking those moving boxes, there's a crucial next chapter that many first-time buyers ...
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7:32
From Sleepless Nights to Financial Freedom: Tackling Consumer Debt
Drowning in debt doesn't have to mean the end of your homeownership dreams. Our latest conversation tackles the often overwhelming challenge of high-interest consumer debt that keeps many New Zealanders up at night.We've seen it all—car...
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7:46
From Rugby Legends to Dance Floors: Our Team's Award-Winning Conference Experience
Fresh from winning the "Most Engaged Team" award at our national conference, mortgage advisor James Buchanan shares valuable insights that directly impact homeowners and buyers across New Zealand. This engaging conversation reveals how the conn...
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9:09
The Hidden Costs and Considerations of New Home Construction
Dreaming of building your perfect home? Before you break ground, you need to understand how banks approach new builds differently from established properties. This eye-opening episode reveals the hidden financial complexities that can make or b...
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9:59