That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
337 episodes
Conditional Offer Basics
The moment a vendor accepts your conditional offer, you’re on a deadline whether you feel ready or not. We sit down with Megan (soldiering on through a sore throat) to unpack what a conditional offer really looks like in New Zealand, why condit...
The Real Cost Of Buying A Home In NZ
ChatGPT can give you a number in seconds, but buying a home in New Zealand punishes vague budgeting. We put AI on the spot and go through the real-world costs that sit around your deposit, the ones that quietly decide whether your purchase feel...
Tender Or Deadline
One word on a listing can change how much control you have after you make an offer: tender. We sit down with Megan to break down tender versus deadline sales in plain English, focusing on what buyers actually experience once the paperwork is in...
Women’s Mental Health Through Lived Experience And Practical Language
You can be standing right next to someone who’s falling apart and never know it, especially when we’re all half-distracted and living through screens. That’s why this conversation with Carolyn Tamm landed so hard for us. Carolyn brings 25 years...
From Stay-At-Home Dad To Financial Adviser
Walking away from a solid job is one thing. Rebuilding your identity while you retrain, raise kids, and start again at the bottom of a new industry is another. Elliot Power joins us from Papamoa to talk about what it’s really like to be new to ...
The Great Chattels Mishap And Other Real Estate Lessons
The fastest way to lose money on a property purchase isn’t paying a bit too much, it’s missing the one question that exposes a repair, a consent issue, or a settlement-day argument waiting to happen. We’re continuing our bias checklist by talki...
Financial Freedom Starts With Small Choices You Repeat
Money can feel like a scoreboard, a source of stress, or the thing that keeps you stuck. We see it differently with Natalie Ferguson, co-founder of PowerSuit and former co-founder of Hatch: money is a tool that buys you choices. We talk about h...
Smart Questions For Home Buyers
The fastest way to get confident as a home buyer is not another spreadsheet. It is asking the questions that reveal motivation, risk, and reality before you fall in love with the place. We sit down with Megan Love to talk through the buyer ques...
How To Be Positive Without Being Fake
Death has a way of stripping life back to what matters and that’s exactly where Melanie Kerr does her clearest thinking. Known as the Positivity Expert, Melanie joins us to unpack why positivity isn’t a personality trait or a shiny filter. It’s...
Kapiti Coast Market Snapshot
Stats can be dull until they start answering the questions you actually care about: where are homes selling, what are people paying, and which parts of the Kapiti Coast are holding their value best? We sit down with Megan Love to unpack recent ...
Making Smarter Offers With A Proper Builders Report
You’re standing in the lounge of a house you might buy, offer paperwork is coming, and someone says, “Just get your dad to have a look.” That tiny moment can decide whether you end up with confidence or with costly surprises. We sit down with M...
Smart Questions To Ask Before You Buy
That moment at an open home when you think “It feels right” is exactly when you need a sharper set of questions. We keep rolling through a practical buyer checklist for New Zealand real estate, using real examples from the Kāpiti Coast to show ...
Unregulated Building Inspectors In New Zealand
Anyone can print a business card, build a website, and call themselves a building inspector in New Zealand and that caught us completely off guard. We sit down with Evan to unpack what “unregulated” really means for buyers, sellers, and anyone ...
Monolithic Homes And Hidden Rot
A monolithic plaster home can look solid, modern, and “all good” at a glance, but once moisture gets into a direct-fix wall with no cavity, the damage can stay hidden until it’s brutally obvious. We sit down with building inspector Evan Cardwel...
From Lawn Bowls To Road Cycling In Kapiti
Community sponsorship can be a hollow gesture, or it can be a promise you keep by actually turning up. We’re joined by James to talk through the local projects we’ve said yes to across the Kapiti Coast and Wellington, and why being present at c...
The Grass Looks Greener Until You Run The Numbers
The “Australia looks better” story is everywhere right now, but we wanted to slow it down and actually test it. Plenty of Kiwis are heading over the ditch for higher pay and bigger cities, yet the grass isn’t automatically greener. We talk hone...
Wellington’s Investor Conference And What You’ll Learn
You don’t have to be a “finance person” to be an investor anymore, and that’s exactly why financial literacy matters. James joins me to share what’s coming up for Wellington investors and anyone with KiwiSaver, Sharesies, or a long-term goal of...
I Lost Nearly Half A Million And Rebuilt
A childhood of counting coins and watching farm bills pile up can do more than shape habits, it can shape your whole relationship with safety, spending, and self-worth. We sit down with James Buchanan, our mortgage adviser, to trace the real st...
Property Cycles: Buying When Others Panic
Property headlines are designed to make you feel like you’re late, wrong, or doomed. We’d rather talk about what actually happens: the New Zealand property market moves in cycles, and the stories people tell at the top and bottom are almost alw...
How A Single Woman In Her 50s Bought A Home With A Small Deposit
She turns up expecting us to say no. Single, mid-50s, average salary, tiny deposit, and a head full of “you need 20%” advice that’s kept her stuck for years. With James as my lead detective, we pull apart the assumptions and rebuild the plan us...
How Multi-Offers Work In The New Zealand Property Market
Your heart is set on a house, you finally put an offer together, and then the agent says two words that spike your stress levels: multi-offer. Suddenly you are asking all the hard questions. Are they telling the truth? Are you being pressured? ...
Business Development That Turns Busy Into Productive
She wears “100 million hats”, but the through-line is clear: Helene Judge builds plans that help people move from busy to genuinely productive. We sit down with the founder of Kapiti Business Projects to unpack what business development looks l...
Property Management Without The Guesswork
If you’ve been doom-scrolling property headlines and wondering whether to buy, hold, sell, or just wait for the election to pass, this chat will steady your footing. We’re joined by Sandy Dodson, Head of Business Development at Wolfbrook Proper...
How Cam Calkoen Builds An Opportunity Mindset
Life can feel heavy when you’re stuck replaying the same story about what you can’t do. We wanted a conversation that cuts through that fog, so we brought in Cam Calkoen, an Auckland-based celebrity public speaker who was born with cerebral pal...
How The Kainga Ora Partnership Scheme Really Worked
A scheme designed to help New Zealanders into home ownership got so popular it shut down, and we still cannot find clear public numbers on how many people actually got over the line. That mystery is where we start, because “hundreds” is not the...