That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
50 episodes
Beyond Settlement: Navigating Your First Year as a Homeowner
What happens after you've settled on your dream home? The journey doesn't end when you get the keys - that's just the beginning of a whole new chapter in your homeowner story.Most new homeowners don't realize that the cashback they rece...
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10:35
Preparing for the Big Move: What Happens Between Going Unconditional and Settlement Day
From the moment your offer goes unconditional to the day you receive your keys, there's a crucial window of opportunity to make decisions that will shape your homeownership journey for years to come. This eye-opening episode pulls back the curt...
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17:09
From Pre-Approval to Property Ownership: Understanding the Unconditional Phase
Navigating the property purchase journey involves critical moments that can make or break your homeownership dreams. The moment your offer goes "unconditional" represents one of the most significant commitments you'll make in the process—yet ma...
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8:30
What Nobody Tells You About Making an Offer on Your Dream Home
Found a house you love but not sure what happens next? The excitement of house hunting can quickly turn to confusion when it's time to make an offer. In this practical episode, we demystify the crucial steps between getting pre-approval and mak...
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11:02
From Pre-Approval to Property Purchase
Stepping into the mortgage pre-approval process can feel like navigating a maze without a map. What exactly happens after you receive that coveted pre-approval letter from your bank? This episode demystifies the journey between pre-approval and...
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8:57
First Home Buyers Guide: Navigating the Pre-Approval Process
Ready to step onto the property ladder? Our latest episode demystifies the first critical step every aspiring homeowner needs to understand: pre-approval. As we've seen a surge in first-home buyer inquiries, we're breaking down the entire home ...
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5:42
Closing the Gender Gap in Financial Advice
A startling revelation emerged from my trip to the Financial Advisor New Zealand conference in Christchurch – most Kiwis aren't getting professional financial advice. While our counterparts in Australia, the UK, and Canada regularly seek financ...
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14:30
The OCR Outlook: April 2025 Predictions and Impacts
Mortgage relief or savings squeeze? The April 9th OCR announcement looms large with significant implications for Kiwi households. We're predicting a modest 0.25% drop, which could provide welcome breathing room for the mortgage holders currentl...
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4:05
A 1% Interest Rate Could Transform Your Home and Transport
Ready to make your home more energy efficient or purchase an electric vehicle without the financial strain? Our latest conversation dives into the world of green loans – a game-changing financial option that's flying under the radar for many Ki...
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4:17
200 Families and $70 Million: Our Year of Mortgage Success
Wrapping up the financial year with tremendous gratitude and celebration! Join us as we reflect on a year of remarkable achievements and growth for our mortgage advisory team. The numbers tell an inspiring story: over 200 families have found th...
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3:00
Second Chance KiwiSaver
Discover the untapped potential of Second Chance KiwiSaver – a lifeline for Kiwis who've previously used their KiwiSaver for a home purchase but had to sell due to circumstances beyond their control. We dive deep into how this program works and...
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5:18
The Truth About Bank Cashbacks: What $20,000 Really Means
The highly publicized "cashback wars" between banks have many Kiwi homeowners wondering how to claim their share of advertised $20,000 incentives. But what's the real story behind these attention-grabbing headlines?We break down exactly...
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5:56
The Forgotten Wisdom of Kiyosaki: Why Your Income Source Matters More Than Its Size
A forgotten classic is making a comeback. Robert Kiyosaki's Cashflow Quadrant - the framework that revolutionized how a generation viewed wealth creation - remains as relevant today as it was 25 years ago when it first captivated eager minds se...
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6:42
Breaking Down the Numbers: How Much You Really Need to Buy Property #2
Dreaming of that second property purchase but unsure if your numbers add up? Our candid conversation tackles the often misunderstood relationship between property equity and income requirements that determines your true buying power.Thr...
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6:21
Unlocking Investment Capital: A Deep Dive with Southern Cross Partners
Michael Tresch from Southern Cross Partners pulls back the curtain on how property investors can access capital when banks turn them away. With over two decades of experience in non-bank lending, Michael shares invaluable insights into an often...
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34:42
Property Inheritance: First-Home Buyer Dilemmas
Property inheritance creates a surprising legal maze that many first-time home buyers don't see coming until it's too late. We dive into a listener's real dilemma when Jackie discovered her carefully laid plans to use KiwiSaver for her first ho...
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5:14
Khounch Cares Ep #5 - When parents put their home on the line, is it worth the risk?
Navigating family financial relationships can be tricky, especially when it comes to helping children purchase their first homes. Our conversation with mortgage advisor Khounch dives deep into the modern reality of parent guarantors - a topic t...
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4:09
James Shares Ep #5 - Beyond the Budget: The Gap Between Financial Knowledge and Real-World Results
The gap between knowing about money and actually managing it well is wider than most people realize. In this enlightening conversation with financial expert James, we unpack the crucial difference between financial literacy and financial capabi...
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8:23
Khounch Cares Ep #4 - Afterpay and Home Loans: The Hidden Connection That Could Cost You
Navigating the path to homeownership involves more financial considerations than many Kiwis realize. While you're busy saving for a deposit and checking interest rates, something as seemingly innocent as your Afterpay account could be silently ...
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4:35
Transforming Financial Advice in New Zealand: A Conversation with Nick Hakes
What makes financial advice truly valuable in today's world? Nick Hakes, CEO of Financial Advice New Zealand, brings global perspective and fresh insight into how advisors help Kiwis navigate their financial journeys toward better lives.
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34:12
James Shares Ep #3 - Housing Wars: Auckland vs Wellington
Auckland or Wellington? Where can Kiwis actually afford to buy a home? We dive deep into the startling affordability gap between New Zealand's two major urban centers, comparing hard data that reveals which city gives homebuyers more bang for t...
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4:37
Khounch Cares Ep #3 - Credit Scores Explained: Your Path to Home Ownership
Are you aware of the crucial role credit scores play in securing your dream home? In our latest episode, we discuss everything you need to know about credit scores, including how they are calculated and what lenders truly look at while evaluati...
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Episode 24
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8:08
James Shares Ep #2 - Budgeting Basics for a Brighter Future
Budgeting is often dismissed as a dull subject, yet it holds the key to achieving your financial dreams. We dive into the core elements of budgeting in this episode, emphasizing that understanding your income and expenses is the foundation for ...
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Episode 25
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9:06
Khounch Cares Ep #2 - First-Time Buyers: Mortgage Myths and the 4.69% Rate
Are you a first-time buyer contemplating whether now is the right time to enter the property market? We delve into this crucial decision as we explore the benefits of owning a home versus continuing to rent. Many first-time buyers can enter the...
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Episode 26
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3:29
James Shares Ep #1 - Net Worth Made Simple
Get ready to dive deep into the essential process of calculating net worth. This episode explores how knowing your financial position can clarify your decisions and help shape your future. We break down the simple formula of assets minus liabil...
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Episode 23
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7:57