That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
261 episodes
An Eight Year Old’s Guide To Earning And Saving
Kids don’t need a complicated spreadsheet to understand money, they need a simple rule they can actually use. During our School Holiday Edition, we sit down with my son Amir and let him explain money in his own words, including the blunt truth:...
Money Talk With A 10-Year-Old
A 10-year-old walks into a school holiday podcast and accidentally delivers a masterclass in money basics. Aslan joins me for a funny, sharp chat that starts with what money can buy (yes, lollies make the list) and quickly turns into real finan...
A Mum Asks Her Daughter What Money Is
A five-year-old sits down for a holiday chat and accidentally delivers a clearer money lesson than most adults. Zara joins us on the mic and we start with the basics: what money is, what you can do with it, and how you earn it through simple “j...
Choose A Mortgage Advisor Like You Choose An Uber Driver
Choosing a mortgage advisor can feel like ordering an Uber: you hit a button, a name pops up, and you hope the experience is a good one. After a weekend of rides in Sydney, we have an epiphany about why some professionals leave you feeling supp...
The State Of The Nation For Home Buyers And Investors
Prices are up, nerves are up, and the headlines make it feel like everyone is one bad week away from chaos. We sit down with James to talk honestly about the state of the nation and why the smartest move right now is to stop reacting to what yo...
ACC CoverPlus Extra: The Sneaky Trap And The Direct Debit Fix
If you’re self-employed and your ACC invoice makes you wince, there’s a good chance you’re paying for cover you can’t fully use, or missing the cover you actually need. We sit down with Blake to unpack ACC CoverPlus, the income cap that limits ...
What A Financial Advice Conference Reveals About KiwiSaver And Client Care
AI is moving fast, but here’s the surprising part: even people building AI still want a real person when money decisions get personal. After a busy month of travel, client seminars, and the Financial Advice New Zealand Conference in Auckland, w...
How Workplace Group Cover Helps You Get Insured Without Medical Questions
If you have a health history and you have ever been told “no” by an insurer, you know how personal and frustrating underwriting can feel. We get into a practical path that many Kiwis overlook: workplace group scheme insurance, and how it can op...
EVs, Petrol Panic, And The True Cost Of Going Electric
Petrol prices spike, headlines get loud, and suddenly everyone is looking at electric vehicles as the “obvious” answer. We slow the hype down and ask the real question: does buying an EV actually give you more financial control, or are you payi...
How To Cut Insurance Costs Without Losing Protection
Insurance is meant to protect you from the worst day, but rising premiums and the cost of living can make it feel like the easiest bill to cut. We sit down with Blake to talk through what he’s seeing across the insurance industry right now, and...
OCR And Mortgage Rates In Plain English
OCR. Three letters that can make New Zealand homeowners panic, argue, and refix too fast. We slow it all down and explain why the Reserve Bank is widely expected to leave the Official Cash Rate unchanged at the next review even while inflation ...
Interest Rates Are Dropping So Of Course It Gets Complicated
The news cycle is loud, and it is easy to feel like everything is heading downhill. We take a calmer approach and ask a more useful question: what happens when we zoom out and look at the New Zealand economy through the lens of history? James j...
A Free NZ Retirement Seminar With Real-World Options
Retirement can sneak up on you, not because you weren’t paying attention, but because the rules keep changing. Rising inflation, higher petrol prices, and a cost of living crunch mean NZ Super doesn’t stretch the way many people expected. James...
Interest Rates Right Now
Your bank makes refixing feel like a simple tap, but that one decision can shape your budget for years. We get real about what’s happening with mortgage interest rates right now, including why some longer terms can drop even when the headlines ...
Retirement Planning And First Home Buying Guidance In One Night
Two free seminars on one day, and both are built to replace vague advice with real, usable guidance. On 19 March we’re opening the doors for a 2pm session aimed at retirees and anyone planning retirement, then a 6pm session for first home buyer...
How To Buy Your First Home With Multiple Loans
If you’re staring at a messy mix of car loans, personal loans, credit cards, Afterpay and Zip and thinking “a first home is impossible”, this conversation is for you. We unpack a real client story where a couple had a huge amount of consumer de...
What To Do When Your KiwiSaver Drops Before Buying A Home
Your KiwiSaver balance is meant to help you build a future, so why does it feel like it’s working against you right when you need it most? When markets wobble and global news turns ugly, we hear the same fear from first home buyers across New Z...
A Practical Guide To Using Home Equity To Top Up Retirement Income In New Zealand
A lot of Kiwis think reverse mortgages are only for desperate situations, but what if it’s actually a sensible tool for the people who kept the country running, then hit retirement without a plan? We sit down with James, our reverse mortgage sp...
What If New Zealand Super Runs Out
Using KiwiSaver to buy your first home feels like a win, until the balance hits zero and you’re staring down a mortgage, rates, insurance, and the cost of living. That’s when a lot of first-home buyers in New Zealand make a quiet decision that ...
A 160km Charity Ride Around Lake Taupō
A hospice team can change the shape of grief. James joins us to talk about Lake Taupō Hospice and the care they gave his mum, the kind of care that shows up quietly but leaves a lifelong mark. After she passed away on 28 November, he lost his m...
Retirement Planning And First Home Buying Seminars In Kapiti
If you’re in the Kāpiti Coast or Wellington region and you’ve been feeling stuck between “I should know this” and “I don’t know where to start,” we’ve got something genuinely useful for you. We’re hosting two free, information-packed seminars o...
A 160km Charity Ride Around Lake Taupo
Grief can hollow you out, then one clear goal brings you back to yourself. That’s what happens in our chat with James, who’s turning personal loss into a very public act of gratitude: raising money for Lake Taupo Hospice by riding the Lake Taup...
Keep Contributing To KiwiSaver After Buying
Using KiwiSaver to buy your first home feels like a win, until the mortgage, rates, insurance, and day-to-day costs hit and you decide you can’t afford to keep contributing. That one decision can quietly cost you years of compounding growth and...
A Reverse Mortgage Can Top Up Your Pension Without A Big Lump Sum
A reverse mortgage can sound like a last resort, but the real story is more nuanced, especially here in New Zealand where so many people retire owning a home yet still feel squeezed month to month. We sit down with James, our reverse mortgage s...
Retirement Planning And First-Home Buying Help In One Night
Two very different stages of life, one shared problem: big money decisions feel harder than they should. We’ve been busy putting together a practical, no-pressure night of learning for the Kāpiti Coast and the wider Wellington region, and we la...