That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
240 episodes
A 160km Charity Ride Around Lake Taupo
Grief can hollow you out, then one clear goal brings you back to yourself. That’s what happens in our chat with James, who’s turning personal loss into a very public act of gratitude: raising money for Lake Taupo Hospice by riding the Lake Taup...
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5:32
Keep Contributing To KiwiSaver After Buying
Using KiwiSaver to buy your first home feels like a win, until the mortgage, rates, insurance, and day-to-day costs hit and you decide you can’t afford to keep contributing. That one decision can quietly cost you years of compounding growth and...
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10:44
A Reverse Mortgage Can Top Up Your Pension Without A Big Lump Sum
A reverse mortgage can sound like a last resort, but the real story is more nuanced, especially here in New Zealand where so many people retire owning a home yet still feel squeezed month to month. We sit down with James, our reverse mortgage s...
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8:39
Retirement Planning And First-Home Buying Help In One Night
Two very different stages of life, one shared problem: big money decisions feel harder than they should. We’ve been busy putting together a practical, no-pressure night of learning for the Kāpiti Coast and the wider Wellington region, and we la...
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5:31
From Banker To Advocate: Megan Love On Real Estate With Humanity
What if the best real estate advice starts long before you ever step into an open home? We sit down with Megan Love to unpack a people-first approach that blends lending smarts, grounded empathy, and the kind of practical care that makes moving...
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17:49
What An Escape Clause Really Means For Your Offer
Ever stared at an escape clause and felt your stomach drop? We’ve been there, and today we break it down with George and Megan Love from Kāpiti, a husband-and-wife real estate team who pair people-first care with proven, fast-moving strategy. W...
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5:44
You Can Build A Wardrobe And Home You Love While Spending Less
Ever felt priced out of great style or a beautiful home? We’re pulling back the curtain on how to look sharp, feel good, and design welcoming spaces without paying premium prices. With Sam from Wild Bird Interior Design, we unpack the exact str...
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10:57
Learn How Strategic Colour Can Save Money, Boost Confidence, And Transform Your Home
Colour isn’t just pretty—it's a plan. We sit down with Sam from The Wild Bird to explore how smart colour choices can boost confidence, cut shopping stress, and transform your home without blowing the budget. From school drop-off outfits to kit...
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14:57
How To Sell Your House When You Have Pets
Love your pets but need to sell your home without stress or awkward surprises at open homes? We dig into a clear, humane plan that keeps animals safe, impresses buyers, and turns everyday pet features into search-friendly selling power. From “d...
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12:30
A Real Estate Journey Built On Service, Family, And Heart
A sharp suit and a pair of scissors once defined George Love’s workdays; now it’s open homes, careful timelines, and a phone that won’t stop ringing. We sit down with George from Harcourts Kāpiti to trace his leap from London’s backstage hair s...
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14:25
How Older Homeowners Can Refinance And Thrive
Worried you’re “too old” for a refinance, consolidation, or even buying again after a long break? We dig into the real story behind age caps, why banks differ so wildly on terms, and how a thoughtful structure can lower cash flow pressure witho...
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7:40
Financing Mum’s Renovation Without Risking The Family Home
Ever tried to help a parent renovate or move in, only to discover the real tangle is the title, not the tiles? We dive into a real‑world scenario where a mum lives alone in a large home, her daughter wants to help, and the bank’s rules quickly ...
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8:41
Design Less Room, Gain More Life
Big ideas thrive in small footprints. We dive into seven practical design moves that make compact homes feel generous, functional, and bright—without bloating your budget or your cleaning list. Guided by Micah’s real‑world build, we explore how...
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14:19
How Smart Infill Subdivisions Protect Value And Neighbours
Ever wondered why some backyard builds feel generous and private while others look jammed in and awkward? We dive into the art of infill done right, breaking down how to shape space, sunlight, and privacy so compact sites live large and lift th...
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10:16
How To Prepare A Winning First-Home Loan Application In New Zealand
Prices have steadied, confidence is creeping back, and first-home buyers across New Zealand are asking the same question: what actually gets a mortgage approved? We open the toolbox and walk through the exact steps that turn a hopeful inquiry i...
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10:22
How To Subdivide A Tiny Section Without Ruining The Street
Ever looked at a front yard or an old garage and thought, could that be a home? We take you inside the high-stakes, small-space world of infill subdivision, where smart design meets strict planning rules and real lending constraints. With Micah...
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11:57
Builders and lim reports and what you should be looking at in them
Your offer just got accepted and the clock is ticking. Before you race to go unconditional, we slow things down and show you how to turn a builder’s report and LIM into your strongest tools for safety, savings, and peace of mind. With Jordan in...
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6:47
Banks Treat Lifestyle Properties And Small Apartments Differently, And Your Deposit Might Not Cut It
The property looks perfect, the photos glow, and the price seems doable—until the bank says no. We take you behind the curtain on what lenders really want to see from first-home buyers and why certain properties make approvals harder than they ...
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7:48
From Fixer-Upper To Turnkey To Full Build: What First-Home Buyers Need To Know
Ready to buy your first home but stuck between an older house, a shiny turnkey, or a full custom build? We break down the real trade-offs with straight talk and lived experience: what you actually see and risk with an existing property, why a t...
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9:31
How do mortgage broker commissions work in New Zealand?
Ever wondered who actually pays a mortgage broker and when? We pull back the curtain on broker commissions, client fees, and the real incentives that shape mortgage advice in New Zealand. From first home buyers to developers and self-builds, we...
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7:54
Most advisors have access to the same banks and facilities so what separates a good one from a bad one.
Buying a home is hard enough without radio silence from your advisor or a single-bank strategy that leaves money on the table. We open the bonnet on what actually makes a mortgage advisor worth your time: rapid communication, multiple lender ap...
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10:14
What documentation do I need to apply for an investment property loan in New Zealand?
Prices are off their peaks and lenders are cautious, which makes preparation your best edge. We open the playbook on how to get investment‑ready: the exact documents banks expect, how to present clean statements, and when a pre‑approval gives y...
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7:07
When Couples Should Merge Money And How
Thinking about merging money with your partner but not sure where to start? We dive straight into the messy middle: trust, spending habits, and the moment when shared goals like a first home or kids make joint systems not just helpful but essen...
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7:29
Love Is Blind Until The Bank Calls
Money can turn partners into teammates or adversaries, and the difference often comes down to structure, timing, and honesty. We unpack how to merge finances in a way that respects independence while building a shared future, from the moment yo...
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9:41
When To Join Bank Accounts And When To Split Them
Should couples merge money, keep it separate, or do a smart mix of both? We tackle the question with real stories, clear frameworks, and the kind of practical detail that helps you design a system that fits your life stage, money style, and lon...
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13:07