That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
364 episodes
Retiring With More KiwiSaver
Turning 65 is not a finish line, it is the start of a new money problem: how do you make your KiwiSaver last while you keep living your life. We’re seeing more New Zealanders retire with much larger KiwiSaver balances than in the early days, an...
First Home Buyers Webinar November 2026
Buying your first home in New Zealand can feel impossible when you are staring at house prices, a small deposit, student loans or credit cards, and the pressure of getting the bank to say yes. We slow the whole thing down and map out what actua...
KiwiSaver For The Self-Employed
If you’re self-employed, KiwiSaver can feel like one more thing you’re meant to do perfectly while your income does anything but. We sit down with Dave to get practical about retirement savings for business owners, contractors, sole traders, an...
KiwiSaver 101 For Smarter Choices
KiwiSaver is one of the biggest financial decisions many of us make on autopilot, and that’s exactly why it deserves a proper reset. With wild weather outside, we lean into “comfort food” finance and go back to basics with Dave from Booster (an...
KiwiSaver Hardship Withdrawals
KiwiSaver is meant to sit quietly in the background until you buy your first home or retire but what happens when the present gets rough and the bills do not wait? We get practical about KiwiSaver hardship withdrawals in New Zealand: what count...
A Hidden Subfloor Access Exposed Major Rot
A vendor says there’s no subfloor access, then a manhole turns up inside a wardrobe and the entire deal changes. We bring Evan back for a rapid round of building inspection questions, and he shares the kind of real-world find that can save buye...
The Three Hidden Hazards That Can Sink A Property Purchase
Meth contamination. Mould. Asbestos. Say those three words in a property conversation and you can feel the whole deal tighten up. We sit down with building inspector Evan to unpack what’s real, what’s misunderstood, and what a smart buyer or in...
The Real Cost Of Selling
Selling a house gets marketed as a neat little sequence of steps, but most Kiwi sellers discover the hard truth fast: it is emotional, it is exhausting, and it takes over your calendar. We start with a simple comparison that lands for anyone wh...
Letters That Win The House
When offers are neck-and-neck, the deciding factor is not always the extra few thousand dollars. We get into a deceptively simple tool many Kiwi buyers overlook: a letter to the vendor. If you are buying at a deadline sale or tender, and you ar...
The Top Property Searches Reveal What People Want
The search bar is brutally honest, and the latest realestate.co.nz keyword data gives a real-time snapshot of what New Zealand buyers are chasing. We pull apart the most searched terms and talk about what they mean for anyone selling, buying, o...
The Financial Planning Puzzle
Money rarely falls apart because of one big mistake. It usually drifts, quietly, through small decisions that never get lined up. We’re joined by Luke Hodgson from Harness Financial to pull back the curtain on what a financial planner actually ...
Kāpiti Property Stats That Matter
29 days to sell in Waikanae Beach versus 86 days in Waikanae Central isn’t just a quirky stat, it’s a reminder that the Kāpiti Coast property market is really a set of micro-markets with their own rules. We dig into September’s numbers and talk...
How Leaders Stay Clear Headed Under Pressure
Burnout has somehow become a status symbol, especially in sales, financial services, and leadership roles where the pressure never really lets up. We wanted to test that story. So we sat down with speaker, author, and coach Anna Glynn to talk a...
The Energy Diary Method For Sustainable Productivity
You can have the perfect calendar and still feel wrecked by 3 pm. That’s the problem we dig into with Heather Hutchings, a long-time business coach who now works as the “Energy Architect”, helping people design their days around how their energ...
AI That Tries To Please You
AI is moving faster than our judgement, and that’s exactly when mistakes get expensive. We sit down with Aucklander Tim Warren, a technology entrepreneur and AI keynote speaker who has worked across software, finance, and applied AI, to cut thr...
Sustainable High Performance For Modern Work Brains
Stress doesn’t just happen to us, we practise it. And in a world of phones, pings, packed diaries and constant “just one more thing”, that practice quietly rewires the brain until calm starts to feel out of reach. We sit down with Kristy von Mi...
You Cannot Predict The Future, But You Can Prepare For It
The future is already influencing your decisions, even if you never call it “foresight”. We talk with New Zealand strategic foresight practitioner and futurist Victoria Mulligan about how to stop treating the future like a single unknowable thi...
Rent-To-Buy Done Right
The housing crisis hits hardest in the gap that no one seems built to serve: people who work hard, pay rent on time, and still cannot pull together a deposit or meet bank servicing rules. We’re joined by Nic Green, CEO of Habitat for Humanity C...
Kapiti Coast Market Snapshot
The Kapiti Coast property market can feel “busy” and “tough” at the same time, and August’s numbers explain why. We sit down with George Love to unpack the latest real estate statistics suburb by suburb, looking at listings, sales, average days...
A First Home Buyer’s Guide To New Zealand Property Auctions
Auctions can turn even the most level-headed first home buyer into a bundle of nerves, especially when the vendor won’t accept a pre-auction offer and you’re left facing the auction room. We’re joined by George to demystify how New Zealand prop...
How To Make A Conditional Offer More Appealing
Losing out on homes because your offer looks “too hard” is brutal, especially when you’re a first home buyer trying to tick every box the bank and your lawyer require. We kick off with a real question from Facebook: finance condition (15 workin...
How To Build A Financial Operating System That Actually Sticks
The fastest way to stay broke is to keep hunting for the “perfect mortgage structure” while the foundations underneath your money are still shaky. We’re joined by Jeff Elias, founder and wealth strategist at Future Bound in Wellington, to talk ...
How Policy Ownership Speeds Up Life Insurance Payouts
Probate isn’t just a legal process. It can be the reason your partner waits months for a life insurance payout at the exact moment they need help most. We sit down with Blake Sutton from Breach Line Insurance to unpack a real claims story that ...
How The Terminal Illness Benefit Works In Life Insurance
A terminal diagnosis changes the timeline, but it also changes what your life insurance can do. Many people think life insurance only pays out when you die. We talk through the part most Kiwis miss: the terminal illness benefit that can pay som...