That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
277 episodes
From Bagpipes To Boardrooms With James Laughlin
Money stress, burnout, and constant noise are not personality flaws, they’re often just untrained habits and inherited beliefs. We’re joined by Christchurch-based high performance coach and author James Laughlin, whose work spans everyone from ...
Courage As A Leadership Skill - Kaila Colbin
AI can write your emails, hype you up, and tell you you’re right. The problem is that real leadership and real relationships are built in the moments that don’t feel good. I’m joined by Kyla Colbin, founder and CEO of Boma, TEDx Christchurch pi...
A Proper Builder's Report Can Save You From Hidden Leaks And Costly Repairs
You can fall in love with a house in five minutes, then spend five years paying for what you didn’t see. That’s why we brought in Evan Cardwell from Checkhome Building Inspections to talk straight about builders' reports, building inspections, ...
Insurance Planning Keeps Your Kids Secure When Work Stops
One income can feel like a clean, simple setup until the day it suddenly isn’t. Redundancy, a heart scare, an unexpected diagnosis, or an accident can flip a household from “we’re fine” to “how do we keep the lights on and the kids cared for” i...
A New Insurance Tool Uses Your Face To Predict Health Risks
If the idea of an insurance company scanning your face makes you pause, you are not alone. We sit down with Rebecca to unpack a “never before seen in New Zealand” move in the insurance industry: facial scanning software that claims it can detec...
Divorce And Insurance Ownership In New Zealand
Separation has a way of making “set and forget” insurance decisions suddenly urgent. We’ve seen how joint policy ownership, outdated beneficiaries, and a rushed cancellation can leave people exposed at the exact moment they need protection most...
Why Cheap Life Insurance Gets Expensive Later
Your bank tells you to take the cheap option on insurance. The part they don’t spell out is what happens when that “cheap” premium keeps climbing every year until it becomes the bill you can’t justify, so you cancel it right when you’re most li...
ACC Won’t Pay For Your Cancer Scare
ACC feels like the great Kiwi backstop, but one word changes everything: accident. We’re calling out the most common money myth we hear, that ACC will “cover you if something happens”, then we show why that assumption can fall apart the moment ...
How To Choose The Right KiwiSaver Fund For Your Life Stage
Your KiwiSaver balance drops and suddenly everyone becomes an “expert” with hot takes, doom posts, and miracle fixes. We wanted a calmer, more useful chat, so we sat down with Dave Cobson from Booster Financial Services to talk about what KiwiS...
Real Mortgage Case Studies With Quick Wins
A single belief keeps coming up with new clients: “I’ve owned a home before, so I’m done.” If you have separated, used KiwiSaver years ago, or taken a knock to your confidence, this conversation is for you. We unpack the quick wins we’ve had la...
Five Percent Deposits In New Zealand
A 20% deposit has become the “default” story of buying a home in New Zealand, but it is not the only path. We get straight to the question landing in our inbox: do 5% deposit home loans still happen, and can you realistically use low deposit le...
OCR Versus Swap Rates And What Actually Shifts Your Mortgage Rate
Mortgage rate news can feel like a rollercoaster, but the real drivers are often hiding in plain sight. We sit down and talk through the question everyone’s asking: are New Zealand interest rates going up, and what should you actually pay atten...
The Five Details Agents Need Before They Draft Your Offer
You can waste days trying to look “not too keen”, or you can do the one thing that actually moves a deal forward: tell the agent you like the property and you want to make an offer. We talk through what happens next, in plain English, and why t...
What “Unless Sold Prior” Really Means In New Zealand Property Sales
“Auction next Thursday, unless sold prior.” Those four words look harmless, but they can speed up a sale, bring a deadline forward, and catch buyers completely off guard if they’re not ready. We sit down with Megan from Harcourts to translate t...
Your First Two Weeks After Buying A Home
You’ve finally had your offer accepted and the paperwork is signed, but the question hits fast: what do you actually need to do after you’ve bought a house? We talk through the practical “next steps after buying a home in New Zealand” that can ...
Professional Home Staging Versus DIY When Selling In New Zealand
Your place can be beautiful in real life and still fall flat online. We dig into what actually helps a home sell in New Zealand when the first showing is usually a set of photos, and the difference often comes down to how well buyers can read t...
An Eight Year Old’s Guide To Earning And Saving
Kids don’t need a complicated spreadsheet to understand money, they need a simple rule they can actually use. During our School Holiday Edition, we sit down with my son Amir and let him explain money in his own words, including the blunt truth:...
Money Talk With A 10-Year-Old
A 10-year-old walks into a school holiday podcast and accidentally delivers a masterclass in money basics. Aslan joins me for a funny, sharp chat that starts with what money can buy (yes, lollies make the list) and quickly turns into real finan...
A Mum Asks Her Daughter What Money Is
A five-year-old sits down for a holiday chat and accidentally delivers a clearer money lesson than most adults. Zara joins us on the mic and we start with the basics: what money is, what you can do with it, and how you earn it through simple “j...
Choose A Mortgage Advisor Like You Choose An Uber Driver
Choosing a mortgage advisor can feel like ordering an Uber: you hit a button, a name pops up, and you hope the experience is a good one. After a weekend of rides in Sydney, we have an epiphany about why some professionals leave you feeling supp...
The State Of The Nation For Home Buyers And Investors
Prices are up, nerves are up, and the headlines make it feel like everyone is one bad week away from chaos. We sit down with James to talk honestly about the state of the nation and why the smartest move right now is to stop reacting to what yo...
ACC CoverPlus Extra: The Sneaky Trap And The Direct Debit Fix
If you’re self-employed and your ACC invoice makes you wince, there’s a good chance you’re paying for cover you can’t fully use, or missing the cover you actually need. We sit down with Blake to unpack ACC CoverPlus, the income cap that limits ...
What A Financial Advice Conference Reveals About KiwiSaver And Client Care
AI is moving fast, but here’s the surprising part: even people building AI still want a real person when money decisions get personal. After a busy month of travel, client seminars, and the Financial Advice New Zealand Conference in Auckland, w...
How Workplace Group Cover Helps You Get Insured Without Medical Questions
If you have a health history and you have ever been told “no” by an insurer, you know how personal and frustrating underwriting can feel. We get into a practical path that many Kiwis overlook: workplace group scheme insurance, and how it can op...
EVs, Petrol Panic, And The True Cost Of Going Electric
Petrol prices spike, headlines get loud, and suddenly everyone is looking at electric vehicles as the “obvious” answer. We slow the hype down and ask the real question: does buying an EV actually give you more financial control, or are you payi...