That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
348 episodes
You Cannot Predict The Future, But You Can Prepare For It
The future is already influencing your decisions, even if you never call it “foresight”. We talk with New Zealand strategic foresight practitioner and futurist Victoria Mulligan about how to stop treating the future like a single unknowable thi...
Rent-To-Buy Done Right
The housing crisis hits hardest in the gap that no one seems built to serve: people who work hard, pay rent on time, and still cannot pull together a deposit or meet bank servicing rules. We’re joined by Nic Green, CEO of Habitat for Humanity C...
Kapiti Coast Market Snapshot
The Kapiti Coast property market can feel “busy” and “tough” at the same time, and August’s numbers explain why. We sit down with George Love to unpack the latest real estate statistics suburb by suburb, looking at listings, sales, average days...
A First Home Buyer’s Guide To New Zealand Property Auctions
Auctions can turn even the most level-headed first home buyer into a bundle of nerves, especially when the vendor won’t accept a pre-auction offer and you’re left facing the auction room. We’re joined by George to demystify how New Zealand prop...
How To Make A Conditional Offer More Appealing
Losing out on homes because your offer looks “too hard” is brutal, especially when you’re a first home buyer trying to tick every box the bank and your lawyer require. We kick off with a real question from Facebook: finance condition (15 workin...
How To Build A Financial Operating System That Actually Sticks
The fastest way to stay broke is to keep hunting for the “perfect mortgage structure” while the foundations underneath your money are still shaky. We’re joined by Jeff Elias, founder and wealth strategist at Future Bound in Wellington, to talk ...
How Policy Ownership Speeds Up Life Insurance Payouts
Probate isn’t just a legal process. It can be the reason your partner waits months for a life insurance payout at the exact moment they need help most. We sit down with Blake Sutton from Breach Line Insurance to unpack a real claims story that ...
How The Terminal Illness Benefit Works In Life Insurance
A terminal diagnosis changes the timeline, but it also changes what your life insurance can do. Many people think life insurance only pays out when you die. We talk through the part most Kiwis miss: the terminal illness benefit that can pay som...
Your Best Advantage Is Being Human
AI is everywhere right now, but here’s the uncomfortable truth: trying to “outsmart the machine” is a losing strategy. The real question is what makes you worth choosing when knowledge is instant and imitation is cheap. I sit down with Paul Cha...
Why Pricing Your Work Feels Like Therapy
A strong brand is not a logo, a slogan, or a flashy marketing tactic. It is the moment you can say, with confidence, what you do, who you do it for, and why it matters and have it feel true in your gut. We’re joined by Kapiti based brand strate...
Buy First Or Sell First
The “buy first or sell first” decision sounds simple until you’re the one staring at listings, talking to the bank, and trying to line up settlement dates without turning your life upside down. We sit down with Megan to unpack the real-world pr...
Conditional Offer Basics
The moment a vendor accepts your conditional offer, you’re on a deadline whether you feel ready or not. We sit down with Megan (soldiering on through a sore throat) to unpack what a conditional offer really looks like in New Zealand, why condit...
The Real Cost Of Buying A Home In NZ
ChatGPT can give you a number in seconds, but buying a home in New Zealand punishes vague budgeting. We put AI on the spot and go through the real-world costs that sit around your deposit, the ones that quietly decide whether your purchase feel...
Tender Or Deadline
One word on a listing can change how much control you have after you make an offer: tender. We sit down with Megan to break down tender versus deadline sales in plain English, focusing on what buyers actually experience once the paperwork is in...
Women’s Mental Health Through Lived Experience And Practical Language
You can be standing right next to someone who’s falling apart and never know it, especially when we’re all half-distracted and living through screens. That’s why this conversation with Carolyn Tamm landed so hard for us. Carolyn brings 25 years...
From Stay-At-Home Dad To Financial Adviser
Walking away from a solid job is one thing. Rebuilding your identity while you retrain, raise kids, and start again at the bottom of a new industry is another. Elliot Power joins us from Papamoa to talk about what it’s really like to be new to ...
The Great Chattels Mishap And Other Real Estate Lessons
The fastest way to lose money on a property purchase isn’t paying a bit too much, it’s missing the one question that exposes a repair, a consent issue, or a settlement-day argument waiting to happen. We’re continuing our bias checklist by talki...
Financial Freedom Starts With Small Choices You Repeat
Money can feel like a scoreboard, a source of stress, or the thing that keeps you stuck. We see it differently with Natalie Ferguson, co-founder of PowerSuit and former co-founder of Hatch: money is a tool that buys you choices. We talk about h...
Smart Questions For Home Buyers
The fastest way to get confident as a home buyer is not another spreadsheet. It is asking the questions that reveal motivation, risk, and reality before you fall in love with the place. We sit down with Megan Love to talk through the buyer ques...
How To Be Positive Without Being Fake
Death has a way of stripping life back to what matters and that’s exactly where Melanie Kerr does her clearest thinking. Known as the Positivity Expert, Melanie joins us to unpack why positivity isn’t a personality trait or a shiny filter. It’s...
Kapiti Coast Market Snapshot
Stats can be dull until they start answering the questions you actually care about: where are homes selling, what are people paying, and which parts of the Kapiti Coast are holding their value best? We sit down with Megan Love to unpack recent ...
Making Smarter Offers With A Proper Builders Report
You’re standing in the lounge of a house you might buy, offer paperwork is coming, and someone says, “Just get your dad to have a look.” That tiny moment can decide whether you end up with confidence or with costly surprises. We sit down with M...
Smart Questions To Ask Before You Buy
That moment at an open home when you think “It feels right” is exactly when you need a sharper set of questions. We keep rolling through a practical buyer checklist for New Zealand real estate, using real examples from the Kāpiti Coast to show ...
Unregulated Building Inspectors In New Zealand
Anyone can print a business card, build a website, and call themselves a building inspector in New Zealand and that caught us completely off guard. We sit down with Evan to unpack what “unregulated” really means for buyers, sellers, and anyone ...