That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
That Home Loan Hub
From "Our Money" to "My Money": The Homeowner's Guide to Starting Over
The emotional and financial aftermath of separation can feel like navigating through a storm with no compass. That overwhelming shift from thinking about "our money" to suddenly handling everything solo creates sleepless nights and genuine fear about the future. Having walked this path myself, I know exactly how isolating and frightening this journey can feel.
Today I'm breaking down a clear three-step approach to regaining your financial footing after separation. First, you'll need complete clarity on your current financial position—understanding your income, debts, joint accounts, and credit score before making any major decisions. Second, we explore your realistic options around home ownership, whether that means buying out your ex-partner, qualifying for a solo mortgage, selling to start fresh, or temporarily renting while rebuilding. Third, I encourage starting small but dreaming big, creating achievable financial goals that rebuild your independence step by step.
My own separation journey taught me powerful lessons about financial rebuilding. At 36, I experienced the surprising joy of buying my first car independently—choosing exactly what I wanted without compromise. Over time, I built an investment property portfolio from scratch. These experiences shaped not just my personal recovery but also my professional approach to helping other women navigate similar transitions. That's why I've created my new eBook "Strong, Secure and Supported: Financial Guide for Women Navigating Separation," packed with practical guides, checklists, and genuine encouragement for the tough days. Remember—separation might be a difficult chapter, but it's far from the end of your financial story. It's simply the beginning of your remarkable comeback. Grab a copy of the eBook by commenting below and share this episode with someone who needs support right now.
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strong, secure and supported your financial game plan after separation, and a big announcement about my brand new ebook for women navigating separation. Hey everyone, welcome back to that Homelon Hub. Today's episode is personal and a little bit powerful and, honestly, this is the one that's close to my heart. We're talking about what happens financially after separation, especially if you're a woman trying to rebuild, find stability and figure out where you stand with your home ownership. And look at the end of this episode, I'll share details about a special resource I've created for you my brand new ebook that's called Strong, secure and Supported Financial Guide for Women Navigating Separation.
Speaker 1:Oh, the emotional and financial storm after separation. First, if you're going through this right now, just know you're not alone. I've been there. The overwhelm, the sleepless nights, the fear of starting off financially it's real. You go from thinking about our money and our home to suddenly it's all on you and you've got no one else to fall back on. So what do you need to do?
Speaker 1:Step one let's get clear on your financial position. Before you make any big decisions about the house buying again or even renting, you need to know your numbers. I can't stress this enough. You need to look at what's your income right now? What debts are in your name? Do you have joint accounts you need to close? What's your credit score looks like? Step two you need to know your options around home ownership. Can you buy him out or her? Can you qualify for a mortgage solo? Do you need to sell and start fresh again? And should you pause rent and rebuild your deposit? And this is where a good mortgage advisor like me becomes your new best friend. And step three let's start small, but we're going to dream big. If jumping straight back into home ownership feels impossible, please don't panic. Start by creating a savings plan, rebuilding your credit and setting small financial goals. Your next home might not be your dream home, but it's your freedom home, and that's just as important.
Speaker 1:I'll share a little bit about my story for those that don't know. After my own separation, I had to rebuild from scratch. I had, for the first time ever, I bought my own car. I chose the right color that I wanted and at the age of 36, it hit me. I've never chosen a car for myself before. I also started investing solo and slowly I built an investment property portfolio. So when I say you've got this, I mean it. I lived it. So big news, big, big, big news.
Speaker 1:My new ebook is here. Because I know how overwhelming this can be, I've poured everything I've learned, both personally and professionally, into this new ebook Now. Inside, you'll find step-by-step guides on preparing your finances. We've got checklists for things like budgeting, credit repair and home loan readiness. There is some emotional pep talks for the days when it feels a little bit too hard, and really there is real advice and no fluffy nonsense. I kept it practical, empowering and written with you in mind. So how do you get it? You can grab a copy right now by just commenting below and if you know someone else going through this, send them the link Now. Look, separation is tough, but you're tougher, and this isn't the end of your financial story. It's just the start of your comeback. So hit subscribe, share this episode with someone who needs it and remember you are stronger than you think. Catch you next time on that Homeland Hub.
