That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
364 episodes
The Truth About Bank Cashbacks: What $20,000 Really Means
The highly publicized "cashback wars" between banks have many Kiwi homeowners wondering how to claim their share of advertised $20,000 incentives. But what's the real story behind these attention-grabbing headlines?We break down exactly...
The Forgotten Wisdom of Kiyosaki: Why Your Income Source Matters More Than Its Size
A forgotten classic is making a comeback. Robert Kiyosaki's Cashflow Quadrant - the framework that revolutionized how a generation viewed wealth creation - remains as relevant today as it was 25 years ago when it first captivated eager minds se...
Breaking Down the Numbers: How Much You Really Need to Buy Property #2
Dreaming of that second property purchase but unsure if your numbers add up? Our candid conversation tackles the often misunderstood relationship between property equity and income requirements that determines your true buying power.Thr...
Unlocking Investment Capital: A Deep Dive with Southern Cross Partners
Michael Tresch from Southern Cross Partners pulls back the curtain on how property investors can access capital when banks turn them away. With over two decades of experience in non-bank lending, Michael shares invaluable insights into an often...
Property Inheritance: First-Home Buyer Dilemmas
Property inheritance creates a surprising legal maze that many first-time home buyers don't see coming until it's too late. We dive into a listener's real dilemma when Jackie discovered her carefully laid plans to use KiwiSaver for her first ho...
Khounch Cares Ep #5 - When parents put their home on the line, is it worth the risk?
Navigating family financial relationships can be tricky, especially when it comes to helping children purchase their first homes. Our conversation with mortgage advisor Khounch dives deep into the modern reality of parent guarantors - a topic t...
James Shares Ep #5 - Beyond the Budget: The Gap Between Financial Knowledge and Real-World Results
The gap between knowing about money and actually managing it well is wider than most people realize. In this enlightening conversation with financial expert James, we unpack the crucial difference between financial literacy and financial capabi...
Khounch Cares Ep #4 - Afterpay and Home Loans: The Hidden Connection That Could Cost You
Navigating the path to homeownership involves more financial considerations than many Kiwis realize. While you're busy saving for a deposit and checking interest rates, something as seemingly innocent as your Afterpay account could be silently ...
Transforming Financial Advice in New Zealand: A Conversation with Nick Hakes
What makes financial advice truly valuable in today's world? Nick Hakes, CEO of Financial Advice New Zealand, brings global perspective and fresh insight into how advisors help Kiwis navigate their financial journeys toward better lives.
James Shares Ep #3 - Housing Wars: Auckland vs Wellington
Auckland or Wellington? Where can Kiwis actually afford to buy a home? We dive deep into the startling affordability gap between New Zealand's two major urban centers, comparing hard data that reveals which city gives homebuyers more bang for t...
Khounch Cares Ep #3 - Credit Scores Explained: Your Path to Home Ownership
Are you aware of the crucial role credit scores play in securing your dream home? In our latest episode, we discuss everything you need to know about credit scores, including how they are calculated and what lenders truly look at while evaluati...
James Shares Ep #2 - Budgeting Basics for a Brighter Future
Budgeting is often dismissed as a dull subject, yet it holds the key to achieving your financial dreams. We dive into the core elements of budgeting in this episode, emphasizing that understanding your income and expenses is the foundation for ...
Khounch Cares Ep #2 - First-Time Buyers: Mortgage Myths and the 4.69% Rate
Are you a first-time buyer contemplating whether now is the right time to enter the property market? We delve into this crucial decision as we explore the benefits of owning a home versus continuing to rent. Many first-time buyers can enter the...
James Shares Ep #1 - Net Worth Made Simple
Get ready to dive deep into the essential process of calculating net worth. This episode explores how knowing your financial position can clarify your decisions and help shape your future. We break down the simple formula of assets minus liabil...
Building Wealth One Step at a Time: Stories from the Healthy Wallet Project
Join us in this enlightening episode as we delve into the world of financial empowerment with Terri Watson of the Healthy Wallet Project. Terri's compelling story showcases how she transitioned from financial despair to a fulfilling career dedi...
Khounch Cares Ep #1 - The Future of Your Mortgage: Insights into the OCR Drop
Ready to make sense of the latest Official Cash Rate drop? In this episode, we dive deep into how the recent 50 basis point cut can significantly impact homeowners and those considering buying a house. This is more than just numbers—it’s about ...
'You Can't Judge a House by It's Street - Surprising Real Estate Stories With Khouanchai Adams
Discover the remarkable journey of Khouanchai Adams, an award-winning ex-banker who transformed her life from a refugee to a passionate advocate for financial literacy and empowerment in our latest episode. Khouanchai shares her authentic story...
From Teaching English to Financial Freedom: James Buchanan's Inspiring Journey in Personal Finance
Join us as we explore James Buchanan's journey from teaching English to investing and mortgage advising, highlighting the importance of financial literacy, budgeting, and long-term planning. James shares practical insights and personal stories ...
From Family Portraits to Property Showcases: Lisa Budny's Creative Journey in Real Estate Photography
Join us in an inspiring conversation with Lisa Budny, a passionate real estate photographer and videographer from Sundays Real Estate, whose journey from family photography to real estate is nothing short of transformative. Lisa shares her uniq...
Polina Kozlova’s Guide to Estate Protection
Discover the essential strategies for safeguarding your assets and ensuring smooth transitions for your loved ones in our conversation with Polina Kozlova, director of PK Law. As a specialist in private client law, Polina unpacks the critical i...
Resilience and Real Estate: Anastasia's Inspiring Transformation
Eight years ago, a serendipitous encounter over Russian books in New Zealand sparked a friendship and a remarkable story of resilience and success. Meet Anastasia Bennett, whose journey from dishwasher hand to a thriving business owner is nothi...
From UK Academics to NZ Innovation: Trevor Garrett's Impact on Building Inspections with Red LBP
What happens when a seasoned expert uses cutting-edge technology to unravel the mysteries of property inspections? Join us as Trevor Garrett from Red LBP shares his remarkable journey from earning a master's degree in the UK to transforming the...
From Numbers to Niches: Belinda’s Straight Up Solutions for Homebuyers & Entrepreneurs
Unlock the secrets to financial success as a self-employed homebuyer with our special guest, Belinda, who boasts 25 years of chartered accounting expertise. Discover how to make your financial statements shine in front of banks and learn the im...
From Pharmacy to Property: Michael Seymour's Visionary Journey with Tall Poppy Real Estate
Join us for an engaging conversation with Michael Seymour, the visionary force behind Tall Poppy, as he shares his inspiring journey from the world of pharmacy to revolutionizing real estate in New Zealand. Discover how for Michael, a chance en...